About Insurance Cafe

Trafalgar Risk Management has been providing businesses with quality insurance cover at sensible prices since 1995, which is why we have thousands of satisfied clients. Insurance Cafe is all about extending our support to our business clients by offering 'non-business' insurance products at great rates. This gives you the ability to retain all of your insurances - business and personal - in one secure location for ease!

Insurance Cafe Mission

Similar to our business insurance products, our mission for Insurance Cafe is to offer members personal insurance products that provide a wide scope of cover, at reasonable prices. Trafalgar's philosophy is always to only ask for information pertinent to the type of policy you are buying and ensure the buying process is as quick, easy and streamlined as possible.

We also believe in putting people together, which is why we have set up a marketplace, whereby an interior designer may be in need of a bookkeeper, or an engineer may be looking to hire the services of a marketing consultant. Our marketplace notice board will enable you to upload your requirements, which can be seen by members of other affinity groups who can assist.

TRM Client Statistics


Policies Sold


Single Products sold


Renewed Policies


Total Clients

The Team at Trafalgar

The Insurance Cafe website is backed up by a team of expert insurance professionals with high-level underwriting, broking and marketing skills.

Kelvin Wheat
Managing Director
Timothy Cramphorn
Siobhan O'Callaghan
Chief Operating Officer
Andy Robert
Financial Manager
Bill Lumley
Head of Marketing
Gosia Wheat
Financial Administrator

Trafalgar Risk Management Limited is a member of the British Insurance Brokers Association.

We are Featured on

TRM’s consumer-focused professional insurance products have featured in broadcast and print interviews, news stories and articles on platforms including Radio Five Live, Dental Nursing, Post, Hedge Fund Manager, Captive Review, Farmers Guide, Screen, Management Consultancy and many others. TRM have also featured on the websites of The Chartered Institute of Management Accountants (CIMA) and The Institute of Biomedical Science (IBMS).

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